http://pilaw.cocoonworks.com Personal Injury Law | Florida | New York | Chicago | California Wed, 13 Feb 2008 13:56:00 +0000 http://wordpress.org/?v=2.0.2 en http://wisconsinpersonalinjurylawyers.blogspot.com/2008/01/allstates-obstructing-justice.html http://wisconsinpersonalinjurylawyers.blogspot.com/2008/01/allstates-obstructing-justice.html#comments Thu, 17 Jan 2008 22:40:00 +0000 Frank Allstate Wisconsin CNN insurance lawsuits Sentry American Family Nationwide tort reform USAA State Farm tag:blogger.com,1999:blog-3925061.post-3406881729732233217 Allstate guarding profits scheme is the title of an article in the Miami Herald today. Seems pretty consistent with what I've said about insurance companies before. Some highlights: "Allstate is facing contempt charges in Missouri -- with a $25,000-a-day fine -- and now it can't sell new auto policies in Florida, in part, because it wants to protect a report written by a corporate consultant." "According to an attorney who has seen the report from consultant McKinsey & Co., it advises Allstate on how to improve profitability: pay less on claims and take a longer time to pay those claims."

No Surprise. CNN exposed Allstate. Sentry Insurance sued an 81-year-old woman for failing to shovel snow. State Farm, Nationwide, Allstate and USAA have been accused of trying to take advantage of Katrina Hurricane victims. And American Family Insurance has extreme profits, denies claims, is pro-tort reform, and pays "when pigs fly.".

Wisconsin Personal Injury Attorney]]> http://pilaw.cocoonworks.com/?feed=rss2&p=1048 http://wisconsinpersonalinjurylawyers.blogspot.com/2007/08/insurance-companies-again.html http://wisconsinpersonalinjurylawyers.blogspot.com/2007/08/insurance-companies-again.html#comments Fri, 17 Aug 2007 18:49:00 +0000 Frank Allstate insurance lawsuits Sentry American Family Nationwide tort reform USAA Progressive State Farm tag:blogger.com,1999:blog-3925061.post-6705550082979878331 August 01, 2007 column, his opinion that Allstate Insurance Company has plead guilty to a six-count indictment alleging it is the leading insurer when it comes to anti-consumer insurance practices.

I wrote before on how CNN exposed Allstate and I've never been a fan of Allstate. I wrote too about how Sentry Insurance sued an 81-year-old woman for failing to shovel snow, State Farm, Nationwide, Allstate and USAA being accused of trying to take advantage of Katrina Hurricane victims, and about American Family Insurance. Personally, and this is strictly opinion, I think too that Progressive Insurance has become overly aggressive in fighting legitimate claims. Whatever the case, whether it's Allstate, American Family, Nationwide, Progressive, Sentry, USAA, or another insurance company, this is all consistent with my long held opinion about what insurance companies want:

~ Your premiums but not your claims
~ You not to file lawsuits against them that are valid
~ Voters to think they constantly fight bogus lawsuits
~ Everyone to hate lawyers so they never hire one to get justice
~ People to feel guilty for making legitimate claims
~ You to have guilt so you tell your attorney "I'm not the kind of person who files a lawsuit"
~ Jurors to think a person who files a lawsuit is a sham or dishonest
~ Juries minds made up before evidence is heard
~ Your legal rights minimized or removed
~ Their legal rights maximized and preserved
~ Wrongdoing on their part to go unchecked
~ People to feel juries give money away in a lottery jackpot justice system
~ Verdicts for damages to be far less then what is fair
~ Caps on damages to minimize how much justice a person can get
~ And judges who will avoid holding them accountable

Wisconsin Personal Injury Attorney]]> http://pilaw.cocoonworks.com/?feed=rss2&p=967 http://wisconsinpersonalinjurylawyers.blogspot.com/2007/02/more-on-insurance-companies.html http://wisconsinpersonalinjurylawyers.blogspot.com/2007/02/more-on-insurance-companies.html#comments Thu, 08 Feb 2007 01:11:00 +0000 Frank Allstate Wisconsin CNN insurance tag:blogger.com,1999:blog-3925061.post-8910017696387793717 insurer sued an 81-year-old for failing to shovel and showed other examples of what insurance companies want:
~ Premiums not claims
~ To deter valid lawsuits
~ People to hate lawyers so they never get one
~ You to feel guilt for making legitimate claims
~ You to think you're "not the kind of person who files a lawsuit"
~ Juries to think a person who files a suit is dishonest
~ Jurors minds made up before evidence is heard
~ Your rights minimized or removed
~ Their rights maximized and preserved
~ People to feel juries give away money
~ Verdicts for damages to be less then what is fair
~ Caps on damages to minimize your justice
~ Judges who will avoid holding them accountable

Anderson Cooper's 360 Blog for 2/7/07 is "Insurance companies fight paying billions in claims." CNN investigated "how Allstate handled the claim of one woman, Roxanne Martinez. Her car was hit in Santa Fe, New Mexico. Her medical bills and lost wages added up to $25,000. Allstate offered $15,000 to settle." No surprise. Allstate's one of the worst! See my Personal Injury Attorney in Wisconsin FAQs and you'll see Allstate's Claims Manual has shown personal injury attorneys settle claims for 2.5-3.5 times more than those who do not have lawyers.

The Blog goes on: "Martinez's case represents what 10 of the top 12 auto insurance companies are doing to save money. And if you are in a minor impact crash and get hurt, former insurance industry insiders say, insurance companies will most likely try doing the same thing to you: delay handling your claim, deny you were hurt and defend their decision in drawn-out court battles. It's the three Ds: delay, deny and defend." (emphasis added)

"Roxanne Martinez didn't take it. She sued (with a lawyer I presume) and a jury awarded her $167,000 dollars." "Allstate is betting you won't wait, you won't sue and you'll take what you get and walk-away." Don't you take it, just get a good personal injury lawyer.

Wisconsin Personal Injury Lawyer]]> http://pilaw.cocoonworks.com/?feed=rss2&p=711 http://wisconsinpersonalinjurylawyers.blogspot.com/2006/07/dog-bite-attack-family-dog-advice.html http://wisconsinpersonalinjurylawyers.blogspot.com/2006/07/dog-bite-attack-family-dog-advice.html#comments Tue, 11 Jul 2006 22:16:00 +0000 Frank Allstate insurance lawsuits dog bites Nationwide AIG Liberty Mutual tag:blogger.com,1999:blog-3925061.post-115265621768000527 Dog bites infant is the headline from Santa Barbara where an 11-month-old was bitten by the family dog (a pit bull mutt). The dog bite to her face is receiving plastic surgery, but the truth is she's lucky to be alive and the dog bite scars will remain. Now I have a dog, he's a 20-lb Cavalier and he's great. So I do appreciate dogs, just not dog bites:

So for those seeking a family dog, take advice from insurance companies (note: dog bites are usually covered by homeowner's insurance and a Wisconsin umbrella policy). Some insurers have "blacklisted" breeds based on a propensity to cause dog bites.

Allstate is likely not to cover: Akitas, Chows, Dobermans, Huskies, Pit Bulls, Presa Canarios, Rottweilers and Staffordshire Terriers.

AIG: Dobermans, Pit Bulls and Rottweilers.

Liberty Mutual: Akitas, Alaskan Malamutes, Chows, Dobermans, German Shepherds, Huskies, Pit Bulls, Rottweilers and Staffordshire Terriers.

Nationwide: Chows, Dobermans, Pit Bulls, Presa Canarios and Rottweilers.

Thus, my suggestion is to avoid the above breeds, especially if you have children and put them away when children visit to avoid some of the most dangerous dog bites.

Wisconsin Personal Injury Attorney]]> http://pilaw.cocoonworks.com/?feed=rss2&p=423